The U-M Student Health Insurance Plan through Blue Care Network is a Point of Service (POS) plan. Effective Jan. 1, 2021, U-Ms hearing services benefits include a Hearing Services Value Network for GradCare and U-M Premier Care health plan members. About 10 to 15 days, if they're lucky. 6. With your Mcard, you'll be able to receive one of the best deals in town on bank accounts. Annual Installment Payments for 2022-23Policy Year: Enrollment is only available during open enrollment periods, unless you have a Qualifying Life Event such as turning age 26 and being removed from your parent's health insurance, the birth of a baby or marriage or ending of an insurance policy. You can enroll in or change your elections for the Basic Retirement Savings Plan, the 403(b) Supplemental Retirement Account (SRA), 457(b) Deferred Compensation Plan, and Dependent Child Life insurance at any time of the year. Your eligibility for benefits is based on your job group, your appointment percentage, and the length of your appointment. U-M students may be eligible for the following plans. Premium payments for Periods 2 and 3 will AUTOMATICALLY be charged to the same form of payment used for Period 1. ContacttheManaged Care / Student Insurance Office, Monday - Friday, 8 a.m. - 5 p.m. 207 Fletcher Street Your benefit costs are calculated on the first day of each month based on your employment status, plan and coverage level. If you would rather talk through your questions with one of our HR Benefits experts, please call 734-615-2000, press 1. When you join as a Student Life Member, your benefits start that very minute. Option 3 provides the greatest coverage and has the highest premium. If you have questions before then, please write to: UHS-mancare-stuins@med.umich.edu To save money on health care, currently enrolled U-M students on the Ann Arbor campus should visit UHS first. Full eligibility requirements can be found in the member guidein the "Enrollment" section under "StudentCoverage". Prepared by Academic Human Resources, Staff Human Resources. Ambient Home is offering a 10% off all items for U of M Students, American Academy of CPR & First Aid: Certification and classes, GadgetMates is offering 5% off refurbished Apple Products in store or online, Proofreading, Editing and Grant Writing Services Discount, Attend Michigan Sports Camps-Volleyball camp this summer, Enterprise Rent-A-Car: Discounts on Enterprise rental vehicles-ONLINE ONLY, Meemic Insurance - Save up to 35% on Auto Insurance, National Car Rental: Receive discount on National Car rentals-ONLINE ONLY, Hertz Car Rental: 25% off on Hertz rental cars. All of the university community is required to have a valid Mcard. See How Blue Cross Blue Shield of Michigan is responding to COVID-19, which includes information on free at-home test kits. Individual plans may have additional eligibility criteria. Visit the individual plan pages for more information or review benefits enrollment deadlines and defaults. ContactUHS@med.umich.edu, Our Strategic Plan for Diversity, Equity & Inclusion, Web Accessibility Statement | Non-Discrimination Policy | UM Gateway The cost difference between what the provider charges for these buy-up options and the amount the plan pays for a standard hearing aid will be the members responsibility. Contacts ITS Service Center Email Website Call the SSC Contact Center at 5-2000 from the Ann Arbor campus, (734) 615-2000 locally, or (866) 647-7657 toll free, Monday through Friday from 8 a.m. to 5 p.m. If you have questions before then, please writeto:UHS-mancare-stuins@med.umich.edu. 734-764-8320 Tuition Refund Insurance A physical ID card will also be mailed to your address on file with the insurance company (the address you provided when you enrolled). To save money on health care, currently enrolled U-M students on the Ann Arbor campus should visit UHS first. The cost of your benefits will be charged to your Winter Term II department/unit. Prior authorization is required and care must be medically necessary. That's why Emergency Medicine residents receive a comprehensive salary and benefits package in addition to U-M perks these all add up to a high quality of life in Ann Arbor. UHS Clinical Staff Directory lists Primary Care Providers for GradCare. Some areas on campus require that the Mcard be worn. The university provides this site as a communications tool and it should not be construed as an endorsement of any of the businesses or organizations. Benefits at Your Fingertips There's no reason to wait. The Ann Arbor card will also work for access at Flint/Dearborn campuses. UHS Prepaid PlanNot an insurance policy but a prepaid plan for access to UHS services. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Each year, employees have the opportunity to make changes to their benefit plan elections during the annual Open Enrollment period. Student Financial Services Graduate Student Assistant (GSA) Tuition Waivers Site Structure 3rd Level Bills Payments Parents & Family Authorization U-M Payment Plan Refunds Sponsored Students Taxpayer Information GSA / GSRA / GSI / GSSA Michigan Education Trust (MET) Registration with BCNand prior authorization are required. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend, or terminate them. These discount offers are subject to change without notice! Your eligibility for benefits is based on your job group, your appointment percentage, and the length of your appointment. 1:00. P.O. For enrollment questions, contact Relation Insuranceat: For benefit information, see BCN U-M Student Health Plan or call 800-287-4103. See the 2021-22 DSHIP page. Delta Dental covers 100% of diagnostic and preventive services, with no deductible. The following are the guidelines and eligibility for use of the online discount. When you enroll in GradCare you will receive an ID card from BCN. UHS Managed Care/Student Insurance Office, suite 2109, (734) 764-5182 or toll-free (866) 368-0002 or email UHS-mancare-stuins@med.umich.edu. They are not deductions from your pay. Detroit Free Press. Level 2 benefits are the same as Level 1, except inpatient services are only covered in case of medical emergency. GradCare is administered by Blue Care Network. In these situations, the person should obtain a card from an Ann Arbor ID Station (or specifically the Key & ID Office for Michigan Medicine access). 5 min. After insurance has been purchased, there are no cancellations and no refunds other than: There are two ways that you can obtain your insurance card: Follow instructions at Find a Doctor outside of Michigan - Step by Step (PDF). If you need health insurance, please consider this plan, which was developed with students' needs in mind. Explore all your options below. ContactUHS@med.umich.edu, Our Strategic Plan for Diversity, Equity & Inclusion, Web Accessibility Statement | Non-Discrimination Policy | UM Gateway Log In If you have questions about rates, call the SSC Contact Center at 5-2000 from the Ann Arbor campus, (734)615-2000 locally, or (866) 647-7657 toll free, Monday through Friday from 8 a.m. to 5 p.m. Use the Health Plan Rate Estimator if you do not have uniqname or if you want to see how an appointment change might impact your monthly health plan rates. Press the Star icon to add to your My Favorite Links on the home page. At Georgetown University, the donor-funded pantry is a locked room with shelves of food and . 2023-24 plan details will be posted here by 8/1/23. It does not cover major services including crowns, bridges, implants, dentures, or repair of crowns, bridges, and dentures. There is a $50 annual deductible per person and a maximum annual deductible of $150 per family. From exploring various academic and industry options to enhancing your marketability with valuable skills in communication, ethics and teaching, we offer a heavy focus on essential career and professional development while you are here. Students who do not have health insurance may be eligible for Michigan Medicaid. Current students, faculty, and staff can ride mostAAATA fixed bus routes by simply swipingtheir valid Mcard. The benefits plans with pre-tax deductions are: If you are paid biweekly and you participate in U-M benefits plans, payroll deductions for plans for which you pay a premium will be taken from your first two paychecks each month. If you dont have a credit card or wish to pay by check or money order during open enrollment periods, or if you have a Qualifying Life Event, please contact us at 734-764-5182 for an enrollment form. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. Every effort has been made to ensure the accuracy of the benefits information in this site. The Regents of the University of Michigan, Retirement Savings Plan (excluding Roth retirement savings plan options). Likewise, if you remove a dependent from your coverage on the second day of the month or later, the cost decrease takes effect the following month. There are many reasons you may want to change your benefits mid-year outside of open enrollment. If you are paid monthly, payroll deductions for U-M benefits will be taken from each monthly paycheck. U-M International Student and Scholar Health Insurance Plan. The card will show the U-M Premier Care logo on the right hand corner. All three options cover diagnostic and preventive services, including: Option 1 is for those who primarily need preventive dental work including regular checkups and cleanings. Eligibility for enrollment is subject to verification. The deductible does not apply to diagnostic and preventive services, emergency treatment to relieve pain, x-rays, sealants, periodontal maintenance, sealing and root planning, occlusal guards, and orthodontics. International students, students with dual citizenship and international scholars who are ineligible for. U-M International Student and Scholar Health Insurance Plan Please note that Wolverine Tower is not currently open to the general public. Your individualized monthly rates for all benefit plans for which you are eligible are available on Wolverine Access under Employee Self-Service > Benefits > Display Benefit Plan Rates. 2023 The Regents of the University of Michigan, Be Skeptical of Unsolicited Retirement Emails, The Regents of the University of Michigan. College students struggling with hunger face potential loss of food stamp benefits. Listed below are links to specific life events requiring you to update your benefits. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. The University of Michigan is committed to offering a high-quality benefits package to support faculty, staff, and their families. Attention business owners: To submit a discount offer for individuals at the University of Michigan, please read the Mcard Discounts Policy and then complete an Mcard Discounts Submission Form. The exceptions are when a Flint or Dearborn cardholder also requires 1. after hours or weekend access on general Ann Arbor academic buildings or 2. access to the Michigan Medicine campus. Qualifying Life Events include turning age 26 and being removed from your parent's health insurance, the birth of a baby or marriage or ending of an insurance policy. Learn more about MHealthy program and services available to faculty and staff. Blue Care Network The 2023rates are effective January 1 - December 31, 2023. Option 2 covers everything Option 1 covers, plus basic services including fillings and root canals at 100% with a PPO dentist and 60% with a Premier dentist. In-patient hospital services (such as admissions, physician services and surgery) are covered in full for medically necessary conditions. If you are a GEO member or a GSRA, you are participating in any U-M benefit plans during the winter term (Term II), and you will be re-employed for the following fall term (Term I) with a one-quarter or greater employment fraction, benefits may continue during spring/summer term (Term III). Shared Services Center You can choose UHS as your primary care site. A weekly series designed to highlight events, benefits, perks, and items of interest for University of Miami faculty and staff. Learn more about how to pay for benefits as a U-M retiree. The line items "MHealthy Programs" and "MHealthy Rewards" listed under the EMPLOYER PAID BENEFITS section on your paycheck are amounts contributed by the university each pay period to provide programs and incentives geared toward helping faculty and staff improve their health and wellness. Available to current U-M students and their dependents. For most faculty, staff, and retirees, the university pays the full cost for coverage for you and your eligible dependents enrolled in Option 1. As with all U-M health plans, prescription drug coverage is included with enrollment. U-M Benefits Office (734)615-2000 or toll-free (866)647-7657 or seeGradCare. 734-764-7433. Not all of the discounts listed below apply to all groups. For information about eligibility, see theU-M Benefits Office webpage on Benefits Eligiblity. You must enroll in any plan for which you also wish to enroll a dependent. The PNC Virtual Student Wallet account is available to Mcard holders and combines checking and savings accounts See all of the benefits for Mcard holders. In 1817, the Ojibwe, Odawa, and Bodewadami Nations made the largest single land transfer to the . 2023 The Regents of the University of Michigan. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend, or terminate them. GradCare The University of Michigan is committed to offering a high-quality benefits package to support faculty and staff and their families. This offering from the social media sensationshe has more than 5 million followers on TikTok and more than 2 million on Instagramwill provide significant resources for students pursuing degrees in business, further strengthening the school's commitment to diversity and inclusion. Enroll online through Self Service > Benefits on Wolverine Access. View a comparison chart of the three Dental Plan options. View a two-minute video for a quick guide to your three options. Health Insurance 101 Video explains why and how students use health insurance. Newly hired or newly eligible benefits enrollment are completed online. Whether your travel plans take you to Milan, Ohio, or Milan, Italy, there's a compact, mid-size, full-size, SUV, passenger van, pick-up truck, or convertible waiting for you. Learn more about MHealthy program and services available to faculty and staff. View the red flags for messages that aren't what they seem. Learn more about finding and selecting a dentist. If you have questions about eligibility, you can check with your department. The timing of your elections and payroll cutoffs may result in a missed deduction. Under Select Paycheck, click the View Paycheck link for the check you would like to view. Beginning in 2023, BCN is no longer able to provide this form. U-M students enrolled in classes or between semesters (e.g., during spring/summer session) at the Ann Arbor, Dearborn or Flint campuses who are not eligible for GradCare may be eligible to enroll in the domesticstudent health insurance plan. If changes to your U-M benefits occur during the month, cost adjustments are made the following month. Certain benefits are paid for by payroll deduction from your salary on a pre-tax basis (before taxes are calculated). 734-615-2000 | sharedservices@umich.edu, 2023 The Regents of the University of Michigan, 1095 Tax Form for health care coverage documentation, Enroll a Benefit-Eligible Fellowship and/or Medical School Student. What is the Health Service Fee for Students? 1000 Victors Way, Ann Arbor, MI 48108 There are no deductibles to meet before the plan begins to cover expenses. Please note that it is your responsibility to adjust your various contributions and deductions to ensure your pay can cover all of the deductions. Deductions for benefit plans in which you are enrolled for example, your share of the monthly premiums for medical, dental and other U-M benefits, and your contributions to Flexible Spending Accounts and Retirement Savings Plans are automatically taken from your paychecks in this order: In addition to deductions for your U-M benefits, it is important to note that you have other deductions taken from your pay. If your credit card is denied, you will be given the opportunity to provide alternative payment details, but this must be received no later than the deadline as listed below. GradCare is a medical insurance plan exclusively for Graduate Student Instructors, Graduate Student Staff Assistants, Graduate Student Research Assistants, benefit-eligible fellowship holders and benefit-eligible medical school students. Ann Arbor, MI 48109-1050 The University of Michigan offers its employees competitive compensation supplemented by outstanding benefits. The Mcard is the University of Michigan's single-card program that combines many features including photo identification, library borrowing privileges, building access, meal plans and Blue Bucks, and ATM/debit card access all on one card. Travel Abroad Health Insurance GradCare, an HMO with low out-of-pocket costs, is exclusively available to benefit-eligible graduate students, including Graduate Student Instructors (GSIs), Graduate Student Staff Assistants (GSSAs), Graduate Student Research Assistants (GSRAs), benefit-eligible fellowship holders, medical school students, and their eligible dependents. Business Use - UofM Employees & Staff, Contractors/Consultants on UofM Business (whose rental will be reimbursed by UofM) Non-Business Use - UofM employees renting for personal use, Student Groups renting for UofM use. Uninsured? Contact TruHearing at (844) 815-7195 to speak with a hearing consultant or to locate a TruHearing provider, or go to truhearing.com/choice. Flexible work also reduces absenteeism since employees are able to adjust schedules rather than taking time off from work. 734-764-8320 Contact Delta Dental prior to receiving treatment if you have any questions about what your plan will cover. What is the Health Service Fee for Students? Due to changes in the health care law, the 1095-B form is no longer needed for tax purposes. Atlanta, GA - The Georgia Department of Human Services' (DHS) Division of Family & Children Services has received approval to issue summer 2023 P-EBT benefits to K-12 students who were eligible for free or reduced-price meals at a National School Lunch Program school during the 2022-23 academic year. The Benefits Office administers the university's comprehensive benefits programs, including medical, life and dental insurance as well as the long-term disability and retirement programs. View Your Benefit Plan Rates on Wolverine Access Your individualized monthly rates for all benefit plans for which you are eligible are available on Wolverine Access Employee Self-Service > Benefits > Display Benefit Plan Rates. You will need to make alternate arrangements to pay these other contributions if there is not enough pay to support these amounts after U-M benefit and retirement contributions are taken out. Members may buy up to advanced or premium hearing aid options. The Mcard is the University of Michigan's single-card program that combines many features including photo identification, library borrowing privileges, building access, meal plans and Blue Bucks, and ATM/debit card access all on one card.. All of the university community is required to have a valid Mcard. How Blue Cross Blue Shield of Michigan is responding to COVID-19, Behavioral Health Options for Members (PDF), International Student and Scholar Health Insurance Plan, How to Register for Your Online Blue Cross Member Account, Find a Doctor outside of Michigan - Step by Step (PDF), UHS Managed Care/Student Insurance Office.
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