Exercise classes for all fitness levels online or in-person. She has written for American Family Insurance, the ACT Test, Discovery Channel, NatGeo, and of course, Assurance. return 'medicare'; A so-called free gym membership for Medicare will still cost you money through premiums as youll need to pay for the different Medicare parts you use. Medicare Renewal: Do you need to renew every year? //document.getElementById(place).firstElementChild.innerHTML = '
'; } else { Equipment, classes, personalized fitness plans, caregiver access and While gym memberships arent generally included with Medicare Supplement insurance plans, many Medicare Advantage plans do offer this benefit. ".qa" : stg; resolve(hcStorage); function isChecked(){ We are here to help. With that information, you might be wondering if Medicare pays for gym memberships. hcBrandedCallDiv.id = targetId; Does Supplement Medicare Insurance (Medigap) Cover Fitness Programs? You're just a few steps away from seeing your Medicare plan options. Online resources with nutrition and fitness tips. } Yes, some Medicare Supplement Insurance plans, also known as Medigap, offer fitness programs. function hc_brandedcall() { While the actual standardized Medicare Supplement plans DO NOT include gym or fitness club memberships, some of the major Medigap insurance companies, in some states, include SilverSneakers or other club memberships as extra benefits bundled with their Medigap plans. We explain what each part of Medicare covers and how to choose the, When considering Medicare Part A vs. Part B, it's important to understand what each covers. If a gym membership helps you stay active, it may also help you improve diseases like diabetes, heart disease, and osteoporosis. Enter your ZIP Code and in a flash see your plan options. var metas = document.getElementsByTagName("meta"); You can spend your Social Security income on a gym membership, but a Medicare gym membership is available with the right plans. Outside of coverage for fitness programs or gym memberships, Medicare covers a variety of services geared toward wellness. Get a Life Insurance quote today. Access to everything your fitness location offers such as: cardio equipment, pools, hot tubs, saunas, tennis courts, walking tracks, and more. Medigap plans help supplement Original Medicare but coverage benefits beyond the standard Medicare inpatient and outpatient coverage primarily comes with Medicare Advantage plans. triggerBrandedCallsBanner If your doctor has prescribed an exercise program that is part of physical or occupational therapy, then those therapy sessions are covered by Medicare. Access to Medicares largest national gym network is based upon comparison of competitors website data as of May 2022. The purpose of this site is the solicitation of insurance. While this post may contain links to lead generation forms, this wont influence our writing. placement: "DoesMedicareCover", payload.sub_id = ''; Medigap pairs with Original Medicare to help pay the 20% of provider charges that Medicare doesnt cover, medical equipment not covered, infusion drugs, Just by entering your zip code in the form on this page, you can start comparing Medicare plans in your area instantly. If you have one of these, call your plan to see if it covers gym memberships or fitness programs. Programs We Offer. silverandfit.com (accessed June 5, 2020). However, gym memberships and fitness programs arent part of that coverage. masterContent.parentNode.insertBefore( SilverSneakers is a fitness program designed for adults ages 65 and older. Medicare Hospital Coverage: Benefit Periods, Lifetime Reserve Days, and Other Things You Should Know. var brandedCallDiv = document.createElement('div'); However, some plans may include options for fitness program coverage. Renew ActiveTM is the Medicare fitness program United HealthCare offers through its Medicare Advantage and Medigap plans. } else { If you have Medicare Advantage (Part C) plan, you may be able to enjoy fitness and wellness programs such as SilverSneakers, Cigna Active and Fit, or a gym membership from your local gym. Learn more about the Mutually Well program and the other benefits available with a Mutual of Omaha adCategory = adCategory.toUpperCase(); If you have Original Medicare (Part A and Part B), however, you will need to be sure that your Medicare Supplement (Medigap) Plancoverage includes fitness plans or your gym membership. eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. SilverSneakers is one of the most popular gym memberships used by Medicare beneficiaries. Silver Sneakers is a fitness program for men and women age 65 and over. [[state-end]], Your session is about to expire. Membership levels, types, amenities, services, programs and their associated dues, pricing, fees and/or charges may vary by location and are subject to change. Beneficiaries can enroll in Silver Sneakers to get membership to a fitness center near them if it is offered in the plan. hcBrandedCallDiv.style.marginTop = "-8px"; WebSome Medicare Advantage (Part C) plans may cover gym memberships. } Do you know someone who has multiple sclerosis (MS)? 1-888-204-4062 (TTY: 711) See plans in your area Enter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies. The Club Pilates and Pure Barre logos are registered trademarks of Club Pilates Franchise, LLC and PB Franchising, LLC, respectively. Joining a fitness club and, most importantly, using that membership, can reap a host of benefits that might not have originally been top of mind for you. Private companies approved by Medicare provide Medicare Advantage plans. ); The process can be time-consuming, but dont worry; we can help. return 'medicare'; The gold standard in Medicare fitness programs for body and mind. There are more than 15,000 participating fitness locations, and over 70 fitness classes according to the Silver Sneakers website. 17,000+ Fitness Locations. silversneakers.com (accessed June 5, 2020). Many Medicare Advantage Plans include SilverSneakers, which covers some gym memberships and fitness benefits for eligible individuals. Your browser does not support JavaScript or it has been disabled. return 'health'; Sign in for a more personalized experience. function isChecked(){ ZIP code * Shop plans Obesity screening and counseling is another Medicare-covered wellness benefit. Otherwise, youll need to purchase coverage from an Medicare Advantage plan with such coverage. // Adding a new div to insert the banner Medicare and gym memberships Medicare does not cover fitness or gym Assurances license information can be found here. window.executeWhenFinishToRender.push(function(hcStorage){ Some plans cover pints of blood or medical care you need outside the country. Find Fitness membership equipment, classes, personalized fitness plans, caregiver access and events may vary by location. false, Most Medicare Advantage plans include these services at no additional fee beyond the cost of the plan youve chosen. window.hcBrandedCall = window.hcBrandedCall || []; It also does not offer a gym membership as one of its benefits. While gym memberships arent generally included with Medicare Supplement insurance plans, many Medicare Advantage plans do offer this benefit. var metas = document.getElementsByTagName("meta"); Your guide will arrive in your inbox shortly. You can opt into optional Medicare plans, such as Medicare Part C (Medicare Advantage) or Medicare supplement insurance (Medigap). //document.getElementById(place).firstElementChild.innerHTML = '
'; While Medicare covers some preventive services, gym memberships and fitness programs are not included in their scope of coverage. Silver Sneakers is offered through more than 17,000 fitness locations nationwide,4 and Silver & Fit has 14,000 plus fitness centers.5. ".qa" : stg; Gym memberships and fitness programs. medicare.gov (accessed June 5, 2020). Some Medicare Advantage (MA) and Medicare supplement (Medigap) plans offer coverage for gym memberships, drop-in classes, and other in-person and online fitness options. * Average time of receiving a Medicare plan recommendation is less than 15 minutes from start of conversation, 2019-2021. If you have Original Medicare (Part A and Part B), however, you will need to be sure that your Medicare Supplement (Medigap) Plan coverage includes fitness plans or your gym membership. Some plans offer low-cost packages to add these benefits. 1-888-204-4062 (TTY: 711) See plans in your area Enter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies. Typically, gym memberships and fitness programs can be part of the extra coverage offered by Medicare Advantage Plans, other Medicare health plans, or Medicare Supplement Insurance (Medigap) plans. WebPlan G may cover certain gym memberships, but Plan G plans have been scaling back on covering gym memberships due to lack of use. U.S. Government Website for Medicare. var stg = document.domain.match(/stg/) ? For the most part, Medicare Advantage gym memberships are provided through special fitness programs geared toward seniors and available through local gyms, fitness chains, YMCAs and other community fitness centers. Most plans also offer additional services beyond original Medicare. Stay on top of the latest Mortgage news, simplified for you. Go to the member site to sign in or register for an account. var masterContent = document.getElementById("root"); Some also cover vision and dental care. '
'); placement: "DoesMedicareCover", We do not offer every plan available in your area. SilverSneakers is one of the most popular gym memberships used by Medicare beneficiaries. if (document.getElementById('inArticle_hc-radio1').checked == true){ Its well known that exercise is generally key to good health. It does not include coverage for Medicare Part D prescription drugs. Private Medicare-approved insurance companies offer these plans, which must provide the same benefits as Original Medicare Part A and Part B. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Ashlee Zareczny is the Compliance Supervisor for MedicareFAQ. Read more to learn about our Compliance Program. hcBrandedCallDiv.innerHTML = ""; Typically, gym memberships and fitness programs can be part of the extra coverage offered by Medicare Advantage Plans, other Medicare health plans, or Medicare Supplement Insurance (Medigap) plans.If you have one of these, call your plan to see if it covers gym memberships or fitness programs.Medicare Supplement insurance plansmay cover most of your Medicare Part A and Part B coinsurance and copayments, as well foreign travel emergencies. for (var i = 0; i < metas.length; i++){ // If branded calls banner was loaded, then we hide the number in the header There are a number of in-person programs across the country, as well as online programs and services. payload.hc_session = hcStorage.healthcareSession; Yes, some Medicare Supplement With a Bachelors degree in journalism from Rutgers University, she has a strong background in SEO, fact-checking research, and health/wellness writing. How Much Does It Cost To Refinance A Home? function triggerBrandedCallsBanner() { December 17, 2022 What Is Silver Sneakers Medicare Supplement (Medigap) Plans Does It Include A Gym Membership? Medicare Advantage (Part C) is a type of optional plan offered by private insurance companies. ".stg" : ""; "//assets" + The product and service descriptions, if any, provided on these eHealth Insurance Web pages are not intended to constitute offers to sell or solicitations in connection with any product or service. "https://code.jquery.com/jquery-3.4.1.min.js", return 'health'; . This includes the Medicare Part B deductible, but does not include the plans separate foreign travel emergency deductible. Call to speak with a licensed insurance agent now. Staying active and fit is an essential part of healthy aging. What Part B covers. Original Medicare Part A and Part B, which covers hospitalization and outpatient medical visits respectively, does not pay for gym memberships. Youll also get an annual personalized fitness plan plus access to group classes. var subdomain = document.domain.match(/local|qa/) ? You can join a Medicare Advantage plan during the Medicare Fall Open Enrollment that runs from October 15 to December 7 every year. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of health insurance marketed by Healthcare.com Insurance Services, LLC. For assistance with Medicare plans dial 888-391-5203. Neither Part A nor Part B of Original Medicare covers gym memberships. id: targetId, "https://code.jquery.com/jquery-3.4.1.min.js", Renew Active is noteworthy because all UnitedHealthcare Medicare plans that used to cover SilverSneakers memberships have switched to Renew Active. The largest of these programs is SilverSneakers, a privately owned and managed program that offers an array of gym memberships and exercise programs on site and online across the country. } var targetId = "hcBrandedCallTarget"; In almost all cases, there should be no extra fee and you will have full access to the facility. Yes, some Medicare Supplement Part B is for medical care and covers services provided by your doctor and other outpatient care. Each will provide its own benefits and coverage depending on what the insurance company chooses to include. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. } else { One way to achieve this goal is with a gym membership available through the Silver Sneakers program. A SilverSneakers membership includes access to roughly 16,000 gym and fitness centers across the country. //setTimeout(hc_brandedcall(), 10000); Original Medicare supplement plans are referred to as Medigap because they fill Medicare coverage gaps. return 'medicare'; }); Learn about the Medicare Advantage plans, Medicare Supplement Insurance plans. } Some plans may cover fitness programs such as SilverSneakers and other healthy living benefits such as nutritional home meal delivery. 15,000+ fitness and community locations nationwide. false, // enviroment selection } else { Residents of California should use this form: CCPA Personal Information Request. What is SilverSneakers? If you are currently enrolled in a Medicare Advantage plan, you can also switch plans during the Medicare Advantage Open Enrollment Period. These plans offer services that Medicare doesn't. More than two We do not sell insurance products, but there may be forms that will connect you with partners of healthcare.com who do sell insurance products. var stg = document.domain.match(/stg/) ? Many Medicare Advantage programs do include SilverSneakers in their benefits. } However, there are otherMedicare coverageplan options that may cover the cost of a gym membership. For the most part, Medicare Advantage gym memberships are provided through special fitness programs geared toward seniors and available through local gyms, fitness chains, YMCAs and other community fitness centers. It includes gym memberships and is part of many Medicare Advantage plans. Debra Sullivan, Ph.D., MSN, R.N., CNE, COI. var path = var hcBrandedCallDiv = document.createElement("div"); They also often offer additional benefits including some dental and vision coverage and, in some cases, gym memberships.2. Otherwise, youll need to pay for your membership out of pocket or through other means. Any information we provide is limited to those plans we do offer in your area. MEDSUPP TFN/TTY 711, 7 a.m. to 11 p.m. Learn how a new collaboration helps. Learn what you need to know in 15 min or less. Depending on your plan, a Medicare Advantage gym membership may be included in your coverage. Does My Health Insurance Cover Walkers, Wheelchairs, and Other Walking Aids? Since plans vary, it is important to compare Medicare Advantage plans to find the best coverage for you. product: "MEDICARE", We explain when you may have a copay, where to find help paying for these fees, and. AMedicare Supplement insurance planis also known as Medigap. If you have one of these, call your plan to see if it covers gym memberships or fitness programs. In an aging population, exercise can help prevent falls, improve flexibility, boost heart strength and fitness, elevate mental health, and it can be mentally stimulating. Check eligibility Participating locations Get more with SilverSneakers Thanks EIP! These plans may cover fitness center and gym fees. Your email address will not be published. return 'medicare'; If you dont want to share your information please click on Do Not Sell My Personal Information for more details. Healthline only shows you brands and products that we stand behind. This includes the Medicare Part B deductible, but does not include the plans separate foreign travel emergency deductible. We follow strict editorial standardsto give you the most accurate and unbiased information. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance. U.S. Department of Health and Human Services.. Accessed October 2022. If you have Original Medicare (Part A and Part B), however, you will need to be sure that your Medicare Supplement (Medigap) Plan coverage includes fitness plans or your gym membership. To find out what is covered, youll have to review your specific Medicare Advantage program or the ones youre considering for coverage. Not all products are available in all areas. Read more to learn about our Compliance Program. - Jeff R. Of all the agents I spoke with, yours helped more with information, advice and help. Original Medicare and Medicare Advantage plans cover many wellness services either considered medically necessary or as a supplemental service under an Advantage plan. Any information we provide is limited to those plans we do offer in your area. "//assets" + } Call to speak with a licensed insurance agent now. Part A covers some of your hospital costs. Premium fitness networks are also available with some Medigap plans, but there is an additional fee or a buy-up option involved with this advanced level of fitness coverage. Some plans may cover fitness programs such as SilverSneakers and other healthy living benefits such as nutritional home meal delivery. Limitations and exclusions may apply. return Private Mortgage Insurance: How It Influences Your Home Loan Process. Already a member? Renew Active by UnitedHealthcare is a fitness program for body and mind to help you stay active, focused and connected either at a gym or from home at no additional cost. Healthline has strict sourcing guidelines and relies on peer-reviewed studies, academic research institutions, and medical associations. If you are looking for a Medicare gym membership, your best bet is to enroll in Medicare Advantage, also known as Medicare Part C. Private insurance companies provide both Medigap plans and Medicare Advantage plans. controlPercent: 0.0, return 'medicare'; Aetna Medicare Fitness Program. aetnafit.wholehealthmd.com (accessed June 5 2020). Your Medicare gym membership may be available through your Medicare Advantage or less commonly Medicare Supplement (Medigap) plan. We are committed to protecting and respecting your privacy. var masterContent = document.getElementById("root"); It helps cover inpatient care in a hospital, nursing facility, hospice, and some home health care. return new Promise((resolve, reject) => { Get plan recommendations that match your needs. What's a Medicare Advantage plan? hcBrandedCallDiv.style.marginTop = "-8px"; // Add empty div wrapper for branded-calls html }); Does having a Medicare Supplement insurance plan help pay for exercise programs like Silver Sneakers? If youre looking for the right Medicare plans for your needs, including those covering gym memberships, give us a call to find the right coverage and save time while doing it. There are eight different Medigap plans, and some include a gym membership. return 'medicare'; A gym membership offers many benefits. The program boasts access to nationwide gyms with classes specially designed for beneficiaries and access to pools and walking tracks in some locations.